Down on your luck? Gotten your debt down, but your credit is still destroyed? There’s always hope without going to those non-profit companies you hear advertised on TV all the time. You can still qualify for offers from credit card companies and banks that are especially for “bad credit” customers.

You can get bad credit loans from lots of places, so there’s a site out there called BadCreditOffers.com that’s a great resource to find these offers and do some research on what’s best for you. If you make your payments on time, you could rebuild your credit more quickly and be back on your way to financial healthiness.