There are lots of people who play the credit card game – using it to their benefit and not just their downfall. A lot of people are firm believers in not using credit at all, except for maybe a house or student loans. It is a smart idea to save up cash to buy the…
More on Loans and Finance
I’ve written previously about my experiences with credit cards and the like, but one facet of personal finance I have yet to experience is getting a mortgage loan. One thing that bothers me about mortgage loans is that the entire loan is centered around the house you’re buying. Basically you either pay them back, or…
Merchants that Accept Credit Cards Access Venture Capital
Entrepreneurs, if you’re planning your new business ideas and you’re now at the venture capital stage – you’re probably setting up meetings and planning to wine and dine some potential investors. But did you know you may have an alternative to conventional start-up capital? Instead of trying to repay a bank loan on a monthly…
Retire Early with High-Yield Investments
If you’re a bright-eyed young entrepreneur like me, one of your big dreams is to retire early. No one wants to work hard their entire lives. I’m not counting those people who continue to work part-time after retirement just to have something to do. And you certainly don’t want to retire with nothing but what’s…
Things From TV: Extreme Makeover Window Coverings
Now, I haven’t really watched too many of these home makeover shows – I think the last one I really watched much at all was “Trading Spaces” on TLC where the couples redecorated or renovated their neighbor’s or friend’s houses. However, these types of shows are always a blast. Just yesterday I kept thinking that…
Buying a car in the UK? Check Out NetCars
Again, keeping a global perspective on who might be out there reading my blog, I’ve come across a pretty neat UK automotive website, NetCars.co.uk. Their site is pretty comprehensive, including the ability to read reviews on cars, check values, find cars for sale, a place to sell my car, and even a blogs area where…
Credit Card Joe: Don’t Spend Any More!
Here’s the number one problem I think most people have with credit: they’re not responsible (I’m guilty here). You have available to you a line of credit either via credit card or just a bank loan, and you have to keep in mind that money is not really yours. Again, here I’m guilty. You have…
Nix that Expensive Car Loan
Today’s economy boggles my mind. We are simultaneously one of the largest countries in the world and simultaneously the national deficit is probably one of the largest. What are we at now? A couple trillion in debt? Most of that seems to come from effective management and leverage of our debt. I think we probably…
The Importance of Good Financing for Start-ups
I’ve blogged about having good financial health before taking out loans for startup capital, but I thought I’d write more in-depth about the importance of researching excellent financing for Business Funding. Every new business needs to be planned thoroughly before execution, or it may be the execution of your business. Review your current funding sources…
Rebuild Your Credit with Offers for ‘Bad Credit’ Consumers
Down on your luck? Gotten your debt down, but your credit is still destroyed? There’s always hope without going to those non-profit companies you hear advertised on TV all the time. You can still qualify for offers from credit card companies and banks that are especially for “bad credit” customers. You can get bad credit…